Blog

Author Archive

Service Contracts for Condominium and Homeowners’ Associations

September 22nd, 2015

Posted in Condominium & Homeowner Association Law

Condominium and homeowners’ associations enter into a variety of contracts with different vendors and suppliers to provide services to its residents. Before an association enters into a service contract, there should be a thorough review of its terms and conditions. Below are some clauses that are typically found in condominium and homeowners’ association service contracts and should be paid particular attention to before the association signs the contract.
Continue Reading »

Share Button

Community Association Educational Event and Expo

August 27th, 2015

Posted in Condominium & Homeowner Association Law

On September 10, 2015, from 9 a.m. to 5 p.m., the Northeast Florida Chapter of the Community Associations Institute has organized a “back to school” Education Event and Chapter Expo at the Schultz Center in Jacksonville. This organization and event provides education, networking and advocacy for community associations in Northeast Florida and to the professionals and volunteers who work with them. Our very own Edward Ronsman, who will be serving as President of the Northeast Florida Chapter in 2016, will be presenting a 2015 Legal Update and we will be ready for visitors in our booth at the Expo! Come learn and mingle with your fellow board members, community managers and local businesses.

For more information on this event, please click here and to register, please visit http://caibacktoschool.eventzilla.net.

Share Button

Florida Property Taxes – You Must Act Soon If You Wish to Contest Your County’s Proposed Assessments

August 24th, 2015

Posted in Asset Protection,General Practice,IRS & Tax Information,Real Estate Law

The Firm is republishing a September 2014 blog post regarding the ability of Florida property owners to contest or appeal the assessed value of their property.  The republished blog, below, includes updated information for 2015.
Continue Reading »

Share Button

Medicaid and Nursing Homes: A Quick Guide to the Rules

August 18th, 2015

Posted in Asset Protection,Estate & Personal Planning

Medicaid has been around for many years, as it was designed to help low income people with healthcare. In today’s society, many people use Medicaid as their long-term care insurance and it pays for the majority of nursing home care for patients across the United States.
Continue Reading »

Share Button

Florida Legislature’s Response to Concerns of False Service Animals May Affect Your Condominium or Homeowners Association

July 21st, 2015

Posted in Condominium & Homeowner Association Law,General Practice

Distinguishing between a pet and a service animal has been a common concern for many community associations. In addition to applicable federal law, Section 413.08 of the Florida Statutes provides that an individual with a disability has the right to be accompanied by a service animal in all areas of public accommodation. A “public accommodation” is defined as places to which the general public is invited, such as a hotel or lodging place, and common modes of transportation, such as an airplane or bus. Community associations (particularly a condominium association) may be deemed to be a public accommodation depending on its rental restrictions and other factors.
Continue Reading »

Share Button

Joint Tenants with Rights of Survivorship – What it Means and Pitfalls to Consider

June 26th, 2015

Posted in Asset Protection,Estate & Personal Planning,General Practice,Real Estate Law

Joint Tenancy with Right of Survivorship (JTWROS) is a form of joint property ownership available to two or more people and characterized by the right of survivorship. Upon one tenant’s death, the share of the property passes to the surviving co-tenants. There are five requirements for creation of a JTWROS: the right of survivorship and the four unities of possession, interest, title, and time.
Continue Reading »

Share Button

Preparing for Your Home Equity Line of Credit to Enter the Repayment Period

June 15th, 2015

Posted in Asset Protection,Bankruptcy Information,Estate & Personal Planning,Real Estate Law

A recent study conducted by Experian anticipates about $265 billion in home equity lines of credit (HELOCs) will begin entering a repayment period, affecting millions of consumers. HELOC originations, which continued to increase from 2005 until the start of the housing crisis, are generally divided into two periods. For the first ten years, a HELOC remains in the draw period, which allows consumers to use the line of credit while making minimum, interest-only payments. After ten years, many HELOCs enter the repayment period. This may cause a hike in monthly payments, sometimes as much as triple or quadruple the monthly payment amount during the initial draw period. Debt-relief consultants anticipate defaults to skyrocket as these HELOCs enter the repayment period.
Continue Reading »

Share Button

Classifying Estate Planning Gifts as Marital Versus Nonmarital Property

June 4th, 2015

Posted in Asset Protection,Estate & Personal Planning

One of the many complicated facets of planning for a possible divorce as part of estate planning is the division of property. When a marriage dissolves, property that is classified as a marital asset will generally be equitably distributed between the parties. On the other hand, property that is classified as a nonmarital asset will not.
Continue Reading »

Share Button